FreshWater Lending
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Lending on a Mission
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FreshWater Lending
Home
Our Process
Meet Our Team
Lending on a Mission
Join
APPLY
More
  • Home
  • Our Process
  • Meet Our Team
  • Lending on a Mission
  • Join
  • APPLY
  • Home
  • Our Process
  • Meet Our Team
  • Lending on a Mission
  • Join
  • APPLY

The FreshWater Lending Approach

Our Loan Officers Spend Less Than 45 Minutes per File!

Here's How:

1. Receive Application & Pre-Approval (25 mins.)

2. Send Disclosures for E-Signatures (10 mins.)

3. Final Loan Review & Fee Attestation (10 mins.)


Our Licensed Loan Processor Oversees 

the Rest of the File for you, including:

- Communicating with the Client

- Collecting all Documentation 

- Clearing all Items from Underwriting

- Balancing the Closing Disclosure

- Scheduling Attorney and Client and more...


Our Loan Processor is an optional service with fee of $299 deducted at closing, 

so you can focus 100% on growing your business.

Our Senior Loan Officers

Ready to make 150 BPS per loan?

FreshWater Lending‘s Senior Loan Officers:


- Close $1,000,000+ per month for 3 consecutive months

- Are paid the same day the Loan funds

- Work with their designated Licensed Loan Processor

- Work with our Marketing Coordinator

- Provide exceptional Client Experiences


A Senior Loan Officer is an eligible candidate to become a Team Leader after review.


A Senior Loan Officer must maintain $1,000,000+ in average closings per month for 3 consecutive months & meet the required office schedule to remain a Senior Loan Officer with the 150 BPS.

Our Junior Loan Officers

Increase to 125 BPS!

FreshWater Lending‘s Junior Loan Officers:


- Close a total of $250,000 to $1,000,000 per month

- Are paid the same day the Loan funds

- Work with their designated Licensed Loan Processor

- Work with our Marketing Coordinator

- Provide exceptional Client Experiences


Our Loan Officers are eligible candidates to become a Senior Loan Officer 

after reaching the required criteria.

Our Entry-Level Loan Officers

We get you started at 100 BPS!

FreshWater Lending‘s Entry-Level Loan Officers:


- No minimum closings are required

- Are paid the same day the Loan funds

- Work with their designated Licensed Loan Processor

- Work with our Marketing Coordinator

- Provide exceptional Client Experiences


Our Entry Level Loan Officers are eligible candidates to become a Junior Loan Officer 

after reaching the required criteria.

Our Team Leaders

Earn up to 25 BPS from your Team’s Closings!

FreshWater Lending provides an additional income stream for our Senior Loan Officers. 


Build a Team of up to 5 Entry Level or Junior Loan Officers and earn up to 25 BPS from their ClosIngs.* All Teams have their own designated Licensed Loan Processor. 


*Compensation is based on a full commission paid to the company and will not exceed a total of 150 BPS to the Team Leader and Loan Officer combined. Compensation is only available while recipients are employed and Licensed Mortgage Loan Originators with FreshWater Lending.

Realtor Partners as Licensed MLOs

Realtor, make an additional up to $2,500 or 50 BPS on your closings!

FreshWater Lending‘s Realtor Partners:


- Partner with a Loan Officer

- Assist with Documentation from Borrower

- Provide exceptional Client Experiences


Our Realtor Partners must be a Licensed Mortgage Loan Officer to be eligible to earn up to $2,500 or 50 BPS (0.5%) of the loan amount (whichever is lower). 

Learn more about getting your license HERE

Join the Team

Careers
  • Apply for a Loan
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FreshWater Lending

1207 East Boulevard, Charlotte, NC 28203

(888) 373-7402 - Info@FreshWaterCo.net

Copyright © 2022 Freshwater Lending

Licensed in NC, SC, GA & FL - All Rights Reserved


PRIVACY POLICY

LEGAL & ACCESSIBILITY


Equal Housing Opportunity

NMLS Consumer Access

Marin Holdings, LLC - NMLS #2102061