The FreshWater Lending Approach

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Here's How:

1. Receive Application & Pre-Approval (25 mins.)

2. Send Disclosures for E-Signatures (10 mins.)

3. Final Loan Review & Fee Attestation (10 mins.)

Your Licensed Loan Processor Oversees the Rest of the File for you including:

- Communicating with the Client

- Collecting all Documentation 

- Clearing all Items from Underwriting

- Balancing the Closing Disclosure

- Scheduling Attorney and Client

- Receiving the Clear to Close

No fees are deducted, so our Loan Officers can focus 100% on growing their business and serving more Clients with excellence.  

FreshWater Lending‘s Loan Officers:

- Close a total of $500,000 to $1,500,000 per month for the first 6 months

-Are paid the same day the Loan funds

- Work with their designated Licensed Loan Processor

- Work with our Marketing Coordinator

- Provide exceptional Client Experiences

- Operate from 8:00 am to 5:00 pm at our main office 

Our Loan Officers are eligible candidates to become a Senior Loan Officer 

after reaching the required criteria.

FreshWater Lending‘s Senior Loan Officers:

- Close $1,500,000+ per month for 12 consecutive months

- Are paid the same day the Loan funds

- Work with their designated Licensed Loan Processor

- Work with our Marketing Coordinator

- Provide exceptional Client Experiences

- Operate from 8:00 am to 5:00 pm at our main office  

A Senior Loan Officer is an eligible candidate to become a Team Leader after review.

A Senior Loan Officer must maintain $1,500,000+ in closings per month over 12 consecutive months & meet the required work schedule to remain a Senior Loan Officer with the 150 BPS.

FreshWater Lending provides an additional income stream for our Senior Loan Officers. 

Build a Team of up to 5 Loan Originators and earn up to 25 BPS from their ClosIngs.* 

All Teams have a their own designated Licensed Loan Processor. 

*Compensation is based on a full commission of 2.5% paid to the company and will not exceed a total of 150 BPS to the Team Leader and Loan Officer combined. Compensation is only available while recipients are employed and Licensed Mortgage Loan Originators with FreshWater Lending.

The President Circle rewards our Loan Officers who demonstrate consistent passion in lending, overall success, and exceptional Client Experiences at FreshWater Lending.  

Meeting goals are an essential step for our Loan Officers, including originating an average of $3,000,000+ per 12 consecutive months individually or $12,000,000+ through their Team.

President's Circle Recognition & Rewards:

- Quarterly Bonuses

- Paid Vacations (International & Domestic)

- Private Offices 

- Team Branding

- Team Podcast

- Team-building Trips

- Private VIP Networking Events with Realtors

- VIP Parking in Uptown and much more!