Apply here and change your life. In less than 5 minutes, our simple Loan Application will collect your information to start the easy process.
After submitting your Loan Application, the next step is to upload your initial documents here, so that we can work on your Pre-Approval Letter.
After reviewing your initial documents, you will receive a Pre-Approval Letter from us and an official Loan Estimate (LE) for your review.
Now it's time to house-hunt! Working with your Realtor or one of our FreshWater Realtors, go Under Contract on the Home of your dreams!
Once we receive your fully Executed Contract from your Realtor, we will lock your rate and send you Loan Disclosures for you to e-sign.
Our Underwriters will review the information you provide and they will issue a "Conditional Approval". More documents may be requested.
When all Loan Conditions are cleared by Underwriting, you'll receive your Clear to Close and the Closing Disclosure (CD). Congratulations! You can close on the Home!
1207 East Boulevard, Charlotte, NC 28203