FreshWater Lending
Home
Our Process
Meet Our Team
Lending on a Mission
Join
APPLY
FreshWater Lending
Home
Our Process
Meet Our Team
Lending on a Mission
Join
APPLY
More
  • Home
  • Our Process
  • Meet Our Team
  • Lending on a Mission
  • Join
  • APPLY
  • Home
  • Our Process
  • Meet Our Team
  • Lending on a Mission
  • Join
  • APPLY

Welcome To Our Process

Easy Steps to Buying a Home

1. Complete the Application

1. Complete the Application

1. Complete the Application

Apply Here and in less than 5 minutes, our simple Loan Application will collect your information to start the easy process.

Apply Here

2. Upload Documents

1. Complete the Application

1. Complete the Application

After submitting your Loan Application, the next step is to upload your initial documents, so that we can work on your Pre-Approval Letter. 

Upload Here

3. Receive the Pre-Approval

1. Complete the Application

3. Receive the Pre-Approval

After reviewing your initial documents, you will receive a Pre-Approval Letter from us and an official Loan Estimate (LE) for your review.

Understanding the LE

4. Go Under Contract

5. Get Homeowners Insurance

3. Receive the Pre-Approval

Now it's time to house-hunt! Working with your Realtor or one of our FreshWater Realtors, go Under Contract on the Home of your dreams!

Find a Realtor

5. Get Homeowners Insurance

5. Get Homeowners Insurance

5. Get Homeowners Insurance

Get a quote from Brightway, The FreshWater Agency! We have the best rates and will get you the deal you've been looking for. 

Get a Quote

6. E-Sign Disclosures

5. Get Homeowners Insurance

5. Get Homeowners Insurance

Once we receive your fully Executed Contract from your Realtor, we will lock your rate and send you Loan Disclosures for you to e-sign.

Understanding Terms

7. Conditional Approval

7. Conditional Approval

7. Conditional Approval

Our Underwriters will review the information you provide, and they will issue a "Conditional Approval." More documents may be requested.

Contact Your Processor

7. Clear to Close

7. Conditional Approval

7. Conditional Approval

When our Underwriting department clears all Loan Conditions, you'll receive your Clear to Close. Congratulations!

Understanding the CD
Buy a Home or Refinance

Our Mortgage Calculator

Our Unique Mortgage Products

FHA (PNG)

Download

Conventional (PNG)

Download

VA (PNG)

Download

USDA (PNG)

Download

Jumbo (PNG)

Download

Investors (PNG)

Download

Bank Statements (PNG)

Download

Renovation (PNG)

Download

Manufactured (PNG)

Download
  • Apply for a Loan
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FreshWater Lending

1207 East Boulevard, Charlotte, NC 28203

(888) 373-7402 - Info@FreshWaterCo.net

Copyright © 2022 Freshwater Lending

Licensed in NC, SC, GA & FL - All Rights Reserved


PRIVACY POLICY

LEGAL & ACCESSIBILITY


Equal Housing Opportunity

NMLS Consumer Access

Marin Holdings, LLC - NMLS #2102061